Interview: Laurens Eckelboom | ParkMobile

Laurens Eckelboom :  EVP, Marketing  |  LinkedIn  Video  Web

ParkMobile  |  Web  LinkedIn  YouTube  Facebook  Twitter

Laurens Eckelboom has over 18 years experience in sales and marketing holding senior and executive positions in the IT and Parking industry. Laurens joined Parkmobile Group in 2005.

He earned two Master degrees, one in Business Marketing from TIAS Business School, Tilburg University in The Netherlands and the other from Utrecht University in International Relations.

Laurens also completed the Executive Retailing Program at Santa Clara University in San José, CA. He has served as a master level lecturer at the University of Eindhoven, and the HES School of Economics and Management in Amsterdam, The Netherlands.

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Marketing Partner | IP Commerce

IP Commerce

IP Commerce: Powering the next generation of point-of-sale applications

IP Commerce is powering POS 2.0 – the next generation of point-of-sale commerce – bringing online consumer experiences into offline commerce environments via tablet, mobile and all other cloud-connected devices.

IP Commerce offers the only open Platform-as-a-Service (PaaS) that serves POS 2.0 application developers with fast and easy APIs and workflows for innovative commerce solutions.

Our intelligent infrastructure provides advanced two-way workflows and data for rich commerce interactions, retail offer management, multi-party fund disbursement, merchant boarding and other value-added commerce services to enrich the transaction before, during and after payment – all enabled by our open Platform.

With offices in Denver and San Francisco, IP Commerce has partnered with many of the world’s most respected and forward-thinking financial institutions and software companies, including Vantiv, Chase, Intuit, Vista, Clover and many others.

Learn more at www.ipcommerce.com

Welcome Reception | Sponsored by PressPay

Social Mobile Payments & PressPay Cordially Invite You To Attend

 

Rick Bakas 2012

The Opening Night Welcome Reception

Featuring:

Rick Bakas, VP Marketing, PressPay

“The Social Sommelier”

Sponsored By PressPay www.PressPay.com

Tuesday November 6th | 6:00 ~ 8:00 PM

Marriott Bayview Ballroom – Second Floor

PressPay will be opening a selection of varietals

While Rick provides information on wines served

 

Bakas a noted Author, Consultant and Mobile Commerce Strategist along with PressPay senior executives will toast and celebrate the Americas event by uncorking a wide variety of premium wines for guests to sample at the opening night welcome reception.

PressPay Logo

“We’re celebrating our new partnership with PersonalWine.com!” exclaims Cameron Doherty, CEO of PressPay. “We’re proud to announce this new partnership at the Social Mobile Payments Conference, and we’re happy to celebrate our success with all the delegates and presenters attending this groundbreaking conference.  

We’ll be uncorking something for everyone” says Bakas a certified Sommelier by the Court Of Master Sommeliers “We’ll have a selection of choice wines, from around the world for attendees to indulge in. We’re looking forward to sharing some great grapes and making some new friends as we welcome everyone to the opening night of the conference”.

“Guests will taste some great wine. If they’d like to enjoy some of it back home, on the spot and in a matter of seconds they can order more using their mobile device, with the winery shipping it directly to their home.” reports CEO Doherty “Our application sits between the consumer and m-commerce websites, making buying on mobile devices easier for customers; which means fewer abandoned shopping carts for merchants”.

“We’ll be celebrating in the stunning 2nd Floor Bayview Ballroom” adds Senior Event Coordinator, Meghann Anderson. “This ballroom features floor to ceiling windows that provide a beautiful view of Biscayne Bay and the Venetian Causeway. With brilliant glow across the bay coming from Miami’s legendary South Beach”.

Bayview Ballroom

 

 

 

 

 

 

 

 

 

 

 

 

 

Marketing Partner | Canadian Consulate In Miami

Canadian Capabilities: Mobile Banking, Commerce & Payment

The Social Mobile Payments Conference Series would like to thank the Canadian Consulate in Miami for their sponsorship of and participation in the Social Mobile Payments: Americas event. As the Audio/Video and Technology sponsor the Canadian Consulate highlights the capabilities of Canadian companies that are leaders in the worldwide mobile financial service industry.

Canada is truly striving to lead the way in the Americas and Gulf Bay Consulting is glad to be of assistance. We are proud to present Mr. Vincent Kadar, President of Telepin Software and highlight his company as a representation of Canadian innovation and ingenuity in the mobile financial services ecosystem.

 

Vincent KadarVincent Kadar, CEO, Telepin Software 

Vincent Kadar, CEO of Telepin Software, has almost 20 years of executive experience in software technology companies for wireless and telecom networks.

Prior to his role with Telepin, Vincent was founder and CTO at Airwide Solutions, a leading provider of mobile messaging infrastructure. Mr. Kadar has also served as Director of Wireless Technology at InfoSpace Inc, and in senior technology positions at CrossKeys Systems and Accenture.

Vincent frequently presents at industry conferences and has been published in leading magazines. For more information, visit his blog about mobile money: www.mobilemoneytransactions.com.

 

Canadian Consulate of MiamiIntroduction

Canadian companies have proven experience providing payments technology for government, financial institutions, retailers and enterprises that include: search and advertising, retail, sales and customer support, security and point of sale solutions. Solutions provided by Canadian companies offer more than online shopping from a mobile phone; they can enhance and enable end-to-end consumer experiences throughout online and physical commerce.

Market Opportunity

The global growth of the connected consumer, the explosion of mobile adoption and the emergence of social media are quickly changing the way we interact, obtain information, and pay for goods and services.  The new digital economy requires new ways for all consumers to securely transact.  It requires convenient, cost effective solutions that allow organizations to easily monetize digital content and participate in the exploding online and nano-payment markets.

Mobile Commerce enablers, including device manufacturers and mobile network operators have the opportunity to grow their existing market share and extend their service offerings to new markets.

(Juniper Research predicts that) NFC retail payments will exceed $180 billion globally by 2017, more than a seven-fold increase over 2012.  The leading regions of North America, Western Europe and Far East 7 China will contribute 90% of this market value as smartphones with the NFC payment technology becoming standard.  2001 was a watershed year for NFC payments. Major technology infrastructure standards were finalized  many mobile network operators committed to the market and NFC pilots from both mobile operators and financial institutions transitioned to commercial service. Above all, NFC-enabled smartphone models were announced by almost all handset manufacturers.

Industry Trends

  • Increased Smartphone Penetration: Over 50% of people under 35 have used their mobile phone to shop and almost 15% have purchased goods with their phones.
  • Shifting Consumer Behavior  Today over 100M people use their phones for payments but this is expected to grow to half a billion by 2014.
  • Contactless Transaction Technology: With “Near Field Communication” (NFC) people will be able to tap their phone and make an immediate purchase.
  • Take-Up of Mobile Advertising:  Japan is leading the consumer markets.  They have built in mobile devices on shopping carts to assist customers in finding and researching their purchase.

Canadian Landscape

Canada is an established leader in payments technology.  Canadian carriers and banks are in final stages of negotiations to transform Canada’s payment ecosystem. In May 2012, the Canadian banking sector published standards to pave the way for electronic payments. They include guidelines for secure handling of customer data during mobile transactions.

  • It is expected that the majority of Canadians will have NFC-enabled smartphones by 2014.
  • On May 15, 2012, the Canadian Imperial Bank of Commerce was the first Canadian bank to announce a deal with one of Canada’s major carriers, Rogers, to allow customers to carry a digital wallet on their mobile phones. The system uses NFC.
  • Enstream: A joint venture of Canada’s 3 main telecom carriers plans to launch a platform to connect with all banks by the end of Summer 2012.
  • The Royal Canadian Mint has been monitoring electronic payment trends for several years, for its potential impact on coinage trends and overall demand.  It is piloting “MintChip” in 2012 which will enable users to carry their MintChip with them (via a chip in their device) or store it in a virtual account (cloud) and access it remotely for in-store purchases.

Canada Value Proposition

The list below is representative of Canadian companies with innovative technology solutions to enable mobile banking, commerce and payments.

Search and Advertising
 poynt Calgary, AB Leveraging intelligence from searches and interactions through their app, Poynt is a leader in the mobile ad publishing space to deliver targeted relevant ads and offers from retailers wanting to capture the consumer at the purchase decision point. 
 snapsort

 Waterloo, ON 

Snapsort has developed product recommendation technology that provides instant and personalized camera recommendations unavailable anywhere else.  The successful platform compares, reviews, summarizes and educates about cameras in one place.  In November 2011, Snapsort raised funds to expand product recommendation technology to 20 other verticals.
Retail
 shopify

 Ottawa, ON

Shopify is a powerful solution to run an online store and sell goods online. Stores powered by Shopify include a professionally designed storefront, unlimited web hosting, a secure shopping cart, a customizable domain name, and more. For the past 2 years, Shopify has been one of the fastest growing companies in Canada, now with over 20,000 customers in 80 countries.
Sales and Customer Support
 goinstant Halifax, NS GoInstant is “assisted sale” software that allows a customer and sales agents to navigate the pages on a website simultaneously without the need of downloads or plug-ins.  Their unique technology unleashes new business opportunities to improve customer support and enhance sales on the web.
Security
 securekey

 Toronto, ON

Recognized as one of the top Canadian up-and-comers, SecureKey  is developing middleware for performing Near Field Communication (NFC) in a secure way.  SecureKey technology enables plastic cards to be virtualized into mobile phones and PCs without sacrificing security. They have trials underway with VISA and some of the largest financial and government agencies in the world.
Point of Sale
 hyperwallet

Vancouver, BC 

Hyperwallet provides online and mobile payments, cross-border payments, prepaid card payments and financial technology solutions to enterprise-level organizations across 4 continents.  Furthermore, their platform supports cross-channel, cross-border, multi-currency and multi-language deployments in a single infrastructure.
 payfirma Vancouver, BC Payfirma is a leading innovator of mobile and payment technology, being the first to commercialize a mobile point of sale with a credit card reader.  They offer a full range of traditional point-of-sale solutions, eCommerce capabilities such as hosted checkout and recurring billing, and at the forefront, a mobile payment suite.  The mobile solution is being rapidly adopted by businesses that typically have yet to accept credit cards, such as musicians, artists, plumbers, and service oriented companies. Payfirma processes more than $1 million per day across its merchants accepting credit cards through mobile, eCommerce and in-store payment solutions.

Event Sponsor | Digital River World Payments

Digital River World Payments

Digital River World Payments

Digital River World Payments is a full-service global payments solution for online merchants looking for the most innovative, dynamic and effective ways to improve profitability and increase customer lifetime value.

We offer relevant payment options in nearly every country and over 170 transaction and display currencies. In fact, we will process more than $12 billion in online transactions this year alone.

Built to simplify and adapt to the rapidly changing global payments landscape, Digital River World Payments delivers a unique set of payment programs with a proven lifecycle-focused approach that:

  • Improves conversion and reduces abandonment;
  • Drives sales with 200+ relevant local payment options from all corners of the online world;
  • Manages fraud, PCI and currency risks; and
  • Reduces costs through highly-efficient, advanced payment back-office services and payouts.

Digital River World Payments provides expert guidance on leading international payment services for companies, including Expedia, PayPal, Spotify and Ticketmaster. Interested in learning how we can boost your payments program? Visit www.digitalriverpayments.com, follow @DigitalRiverPay on Twitter or contact us at +1 415 852 7151 or info@digitalriverpayments.com.

DigitalRiver.SouheilBadran

Don’t Miss Digital River’s World Payment SVP & GM

Souheil Badran at Social Mobile Payments: Americas

Mr. Badran will present: The Evolution of Mobile Payments

Thursday November 8th, 1:00 PM 

Biscayne Bay Marriott, Miami, FL

 

Download our most popular whitepapers:

Transforming the Payment Experience into a Sales Tool

Online Payments in the BRIC Countries

The Gamer is Always Right: What Gamers Think of Online Monetization

Digital River World Payments is a solution of Digital River, Inc., the revenue growth experts in global cloud commerce. Digital River builds and manages online businesses for some of the largest brands on the Internet, such as Adobe, Autodesk, Electronic Arts (EA), Kaspersky, Logitech, Microsoft, Nuance and THQ. For more details about Digital River, visit the corporate website, follow @DigitalRiverInc on Twitter or call +1 952-253-1234.

Networking Dinner At Catch Bar & Grill

 This premium event requires an additional registration fee.  This optional event is not included in the standard conference registration package.

Wednesday November 7th 8:30 – 10:00 | Join us for a networking dinner, take in the view at the refreshingly new, casually comfortable Catch on the Bay. Enjoy your favorite seafood dishes artfully prepared in a smart and inviting ambiance.

Catch Grill + Bar

Located in the Miami Marriott Biscayne Bay, Catch on the Bay is a fresh spin on an all-day South Florida fish house and lounge. $99.00 | Includes Choice of Domestic Beers and House Wines, Coffee and Tea Service.

Catch Restaurant

Catch will be serving a specially prepared “Taste of Florida” menu for this networking dinner

Appetizers: 

Mediterranean Trio | Hummus, Eggplant Caponata & Marinated Olives with Crispy Garlic Pita

Plant City Strawberry Citrus Salad | Biscayne Arugula, Orange Supremes, Spiced Pistachios, Citrus Vinaigrette

Choice of Entree:

Gulf Seared Grouper with Edamame Puree, Grilled Corn Relish, Soy-Lime Butter

Churrasco Steak with House Made Yucca Fries, Onion Ring, and Chimichurri

Dessert:

Key Lime Pie with Traditional Graham Cracker Crust

Coastal Terrace Aerial

Blog Post | M2M: Mobile To Machine In Generation-M!

data“Device to device interaction without human interference” was the way it was defined to me by Alex Brisbourne, President and COO of KORE Telematics. He should know. Brisbourne has been connecting devices for the purpose of communication for well over 15 years.

Machine-to-machine (M2M) communication has been the subject of many magazine articles, books, and movies. We’ve seen it go wrong in movies like 2001, A Space Odyssey, and it has been discussed at length in many white papers published in leading journals.

But in Generation-M, it’s become a reality. More specifically, it’s not just machine-to-machine, but rather mobile-to-machine, where a mobile device talks to a static host utilizing wireless networks for communication.

Machine-to-machine communication has been around a long time; however, recent advances in high-speed wireless networks such as 3G, WiMAX and LTE have facilitated the connectivity of mobile machines collecting data and reporting it back to a server compiling the information, tucked away in the data center.

There are a lot of variables on the basic M2M premise, as I witnessed while attending the recent CTIA Enterprise and Applications event in San Diego, Calif. I saw mobile phones interacting with soda vending machines. And that was just the beginning. There were Cadillac’s with removable tablets in the dashboard, smart homes that were controlled via mobile apps, and, of course, mobile phones acting as credit card terminals, but with new, exciting twists.

I don’t have the space to detail all the solutions I witnessed and executives I interviewed while attending CTIA. But I do want to provide some of the major highlights from the event. If you’re in the mobile financial service business and you’re not attending these events you’re missing out on new innovations and inspiration that could possibly propel your company into the future. I know not everyone gets to meet with all the executives that journalists do, but most of what I’ll highlight here was available firsthand in either the keynote presentations, learning tracks or on the exhibit floor.

I packed a lot into the three days of the event, but I have to say the highlight of the show was one that a lot of delegates missed out on. Not everyone stuck around through Thursday, missing the last day’s keynote presentation hosted by Quentin Hardy, deputy tech editor of the New York Times. He introduced companies that were disruptive, blazing new trails in the mobile space. Being a bit of a catalyst myself, I found a kinship with the executives who presented their company’s innovations that morning.

The panel consisted of Cyriac Roeding of Shopkick, Daniel Mattes of Jumio, and Eric Setton of Tango. As I’m focused on the convergence of social, mobile and payments I’m going to focus on the Shopkick presentation for now and leave Jumio, and Tango for another post. Roeding, the CEO and cofounder of Shopkick, started his presentation by telling us about his trek to Bhutan in the Himalaya Mountains. He told us when he got to the top of the mountain in this serene haven one of the first things he encountered was a priest dressed in traditional garb with a smart phone pressed to his ear having a conversation as he descended the steps from the temple. Roeding told us he traveled further up the mountain to what is referred to as the Tigers Nest. There he stumbled upon a group of monks gathered around something on the ground. Upon closer inspection he found they were grouped around a cell phone, watching it download the latest ring tones.

Roeding went on to speak about how Shopkick has developed some patent pending technology that allows retail locations to sense when a consumer with the Shopkick app has entered the store. He informed us that GPS is not location sensitive enough, and NFC doesn’t have enough saturation yet, to merit using either technology to detect a consumer’s entry into a retail store. Instead, the Shopkick app interacts with a box installed inside the store.

The Shopkick box, which costs retailers less than $100 and is roughly the size of a paperback book, plugs into any power outlet and emits an audio signal that’s undetectable to the human ear but automatically picked up by a smartphone’s microphone. Because the signal’s range is limited to the internal perimeter of the store, users must physically enter the location to earn Shopkick rewards, or “Kicks.”

As Roeding pointed out, because detection occurs via the mobile device, consumers retain control over the privacy of their location information.

Then Roeding showed a slide that nearly knocked me out of my chair. It was just a plain black background with the words, “There is clearly a big opportunity on the intersection of mobile, social and shopping.” Anyone who reads my blog posts, and who has been following me in social media channels, realizes how much this statement hit home with me…

Roeding went on to describe very passionately the growth, uptake and acceptance of Shopkick by consumers, retailers and payment companies across the nation. As consumers enter retail stores they are immediately rewarded and are offered exclusive deals available only to Shopkick users. They may earn additional kicks by engaging with featured merchandise using the app to scan barcodes.

Kicks can be collected and redeemed immediately for gift cards, discounts and more at participating retailers. Retailers include Best Buy, Target, Macy’s, and Toys “R” Us. Shopkick has gained so much momentum that Citi entered into a partnership with them, footing the bill for installation of their boxes for small local businesses who apply. Small businesses are encouraged to apply and receive additional foot traffic and repeat business by becoming a part of the community at shopkick.com/local.

Needless to say, you can clearly see how mobile devices communicating with static machines can facilitate all types of dynamic relationships. Just think how else this type of simple technology, coupled with a smart device in your hand, can lead to a whole new world of interactive services, a world where retailers, consumers and payment processors can co-reside, supporting each other in Generation-M!

Media Partner | Top Credit Card Processors

Top Credit Card Processors


Top Credit Card Processors
http://www.topcreditcardprocessors.com   

The topcreditcardprocessors.com, is a research firm dedicated to identifying and ranking the best credit card processors in the United States. These payment service providers are able to provide national services with flexible payment terms and service offerings for your small, medium, or enterprise business.

 

BWDA-logoBest Web Design Agencies:   http://www.bestwebdesignagencies.com/

Best Web Design Agencies is the independent authority on web design agencies located worldwide. We are dedicated to finding the best agencies when being compared to all of those worldwide to give customers the best possible service available.

This includes different types of web design agencies including flash and ecommerce design.  Our website provides access to our independent rankings, the directory service, latest media and job openings for the best web design agencies worldwide.

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 e-ventures Worldwide, LLC  2338 Immokalee Rd, Suite 404 Naples, FL 34110-1445
P: 1-800-686-1065   •   F: 1-888-559-8909   •  E: info@topcreditcardprocessors.com

Blog Post | Picture Perfect – Processing Images in Generation-M

RDCChase recently set up shop in Florida with new banking branches springing up everywhere in my area. As my wife and I already had some cards with them we decided to move some of our accounts to the new branches.

With the accounts came new tools that weren’t being offered at our previous institution, one of them being remote deposit capture for checks. Shortly after opening the new account I received a check in the mail.

In my continuing efforts to use new mobile money tools I turned to the Android Market and downloaded the Chase QuickDeposit App. I found configuration and setup easy and in no time had uploaded my first check to the new account and received confirmation via email.

Having accomplished this transaction my thoughts returned to the Remote Deposit Capture Summit I attended earlier this year in Orlando, Fla. There I met professionals involved in every aspect of capturing and processing images, and learned quite a bit about an industry that’s not getting much press but is gaining a lot of traction. I went there specifically to learn and write about this segment.

As most of my colleagues crank out pieces about this mobile wallet or that mobile wallet, and beat the subject to death, I thought I’d differentiate myself by developing a piece focused on something entirely different. I learned about check scanners, platform services and APIs that are available. And I came to understand that although there are many providers in the ecosystem, most rely on the services and capabilities of market leader Mitek Systems.

But the remote deposit capture event was simply an initial lead-in to a new potentially disruptive force that’s just beginning to take shape — taking a picture to process a transaction. Almost every mobile device that’s been released to the market in the last few years has an integrated camera in one form or another.

According to the latest research by Strategy Analytics, worldwide camera phone sales were predicted to exceed one billion units for the first time in 2011. The fastest growing segment was the high-tier camera phone market with sensors of eight megapixels and above. That’s a lot of connected cameras out there floating around offering huge potential for new frontiers in image transaction processing.

After becoming more aware of the idea of capturing an image to process a transaction, another idea or layer was added to my understanding when I attended the CTIA Enterprise and Applications event in San Diego, Calif. Many of you probably read my piece on Quinten Hardy’s Disruptor Session that focused on Shopkick. But another presenter, Daniel Mattes of Jumio, vastly expanded on the idea of processing financial transactions using images.

For those of you unfamiliar with Mattes’ accomplishments, he sold his VoIP creation Jajah to Telefónica for $207 million. The platform is unique, with features like JAJAH@Call allowing users to make free phone calls on Twitter without revealing their phone number. Mattes has now taken to providing credit card processing services for everyone, making money transfers easy and fighting credit card fraud with Jumio.

Jumio’s Netswipe technology allows remote credit card transactions to be processed by simply snapping a picture of the card with a webcam or smartphone camera. That’s right, you can use the connected or integrated camera on your desktop or laptop computer, or your mobile device with integrated camera, to process credit card transactions with no dongle, cradle or swiper hardware required. Consumers can simply process web transactions by taking a picture of their card, and merchants can integrate the services into their web or mobile storefront eliminating the need and difficulty of entering all the data usually required to process a transaction.

According to the Jumio website, the platform is also now meeting the increased demand for verifying user’s photo IDs for a variety of applications. Its Netswipe Scanning product allows merchants to accurately verify and capture all U.S.-based driver’s licenses and passports as well as European Union issued personal ID cards and passports.

But this is just one example of many new and different capabilities that will be borne out of the ability to capture an image to process a transaction. Think about how Google Goggles allows you to capture the image of a product and then provides information on it. I’ve read how one bank is using remote deposit capture technology to gather information from a customer’s competing banks statement to provide a competitive offer. Think about smartphone applications like ShopSavvy that allow users to scan product bar codes in a store and discover nearby or online pricing for the same merchandise. Even the idea I wrote about earlier this year of using a Kinect type device to process transactions in the future depends on the device capturing images of gestures to process transactions.

There is a whole new world of opportunity opening around the idea of capturing information utilizing a camera in some form or another. Using these connected devices and harnessing the power of the Internet to process this information, saving time, money and eliminating fraud for both consumers and merchants.

The future of transactions is focused on being picture perfect in Generation-M!