Marketing Partner | IP Commerce

IP Commerce

IP Commerce: Powering the next generation of point-of-sale applications

IP Commerce is powering POS 2.0 – the next generation of point-of-sale commerce – bringing online consumer experiences into offline commerce environments via tablet, mobile and all other cloud-connected devices.

IP Commerce offers the only open Platform-as-a-Service (PaaS) that serves POS 2.0 application developers with fast and easy APIs and workflows for innovative commerce solutions.

Our intelligent infrastructure provides advanced two-way workflows and data for rich commerce interactions, retail offer management, multi-party fund disbursement, merchant boarding and other value-added commerce services to enrich the transaction before, during and after payment – all enabled by our open Platform.

With offices in Denver and San Francisco, IP Commerce has partnered with many of the world’s most respected and forward-thinking financial institutions and software companies, including Vantiv, Chase, Intuit, Vista, Clover and many others.

Learn more at www.ipcommerce.com

Marketing Partner | Canadian Consulate In Miami

Canadian Capabilities: Mobile Banking, Commerce & Payment

The Social Mobile Payments Conference Series would like to thank the Canadian Consulate in Miami for their sponsorship of and participation in the Social Mobile Payments: Americas event. As the Audio/Video and Technology sponsor the Canadian Consulate highlights the capabilities of Canadian companies that are leaders in the worldwide mobile financial service industry.

Canada is truly striving to lead the way in the Americas and Gulf Bay Consulting is glad to be of assistance. We are proud to present Mr. Vincent Kadar, President of Telepin Software and highlight his company as a representation of Canadian innovation and ingenuity in the mobile financial services ecosystem.

 

Vincent KadarVincent Kadar, CEO, Telepin Software 

Vincent Kadar, CEO of Telepin Software, has almost 20 years of executive experience in software technology companies for wireless and telecom networks.

Prior to his role with Telepin, Vincent was founder and CTO at Airwide Solutions, a leading provider of mobile messaging infrastructure. Mr. Kadar has also served as Director of Wireless Technology at InfoSpace Inc, and in senior technology positions at CrossKeys Systems and Accenture.

Vincent frequently presents at industry conferences and has been published in leading magazines. For more information, visit his blog about mobile money: www.mobilemoneytransactions.com.

 

Canadian Consulate of MiamiIntroduction

Canadian companies have proven experience providing payments technology for government, financial institutions, retailers and enterprises that include: search and advertising, retail, sales and customer support, security and point of sale solutions. Solutions provided by Canadian companies offer more than online shopping from a mobile phone; they can enhance and enable end-to-end consumer experiences throughout online and physical commerce.

Market Opportunity

The global growth of the connected consumer, the explosion of mobile adoption and the emergence of social media are quickly changing the way we interact, obtain information, and pay for goods and services.  The new digital economy requires new ways for all consumers to securely transact.  It requires convenient, cost effective solutions that allow organizations to easily monetize digital content and participate in the exploding online and nano-payment markets.

Mobile Commerce enablers, including device manufacturers and mobile network operators have the opportunity to grow their existing market share and extend their service offerings to new markets.

(Juniper Research predicts that) NFC retail payments will exceed $180 billion globally by 2017, more than a seven-fold increase over 2012.  The leading regions of North America, Western Europe and Far East 7 China will contribute 90% of this market value as smartphones with the NFC payment technology becoming standard.  2001 was a watershed year for NFC payments. Major technology infrastructure standards were finalized  many mobile network operators committed to the market and NFC pilots from both mobile operators and financial institutions transitioned to commercial service. Above all, NFC-enabled smartphone models were announced by almost all handset manufacturers.

Industry Trends

  • Increased Smartphone Penetration: Over 50% of people under 35 have used their mobile phone to shop and almost 15% have purchased goods with their phones.
  • Shifting Consumer Behavior  Today over 100M people use their phones for payments but this is expected to grow to half a billion by 2014.
  • Contactless Transaction Technology: With “Near Field Communication” (NFC) people will be able to tap their phone and make an immediate purchase.
  • Take-Up of Mobile Advertising:  Japan is leading the consumer markets.  They have built in mobile devices on shopping carts to assist customers in finding and researching their purchase.

Canadian Landscape

Canada is an established leader in payments technology.  Canadian carriers and banks are in final stages of negotiations to transform Canada’s payment ecosystem. In May 2012, the Canadian banking sector published standards to pave the way for electronic payments. They include guidelines for secure handling of customer data during mobile transactions.

  • It is expected that the majority of Canadians will have NFC-enabled smartphones by 2014.
  • On May 15, 2012, the Canadian Imperial Bank of Commerce was the first Canadian bank to announce a deal with one of Canada’s major carriers, Rogers, to allow customers to carry a digital wallet on their mobile phones. The system uses NFC.
  • Enstream: A joint venture of Canada’s 3 main telecom carriers plans to launch a platform to connect with all banks by the end of Summer 2012.
  • The Royal Canadian Mint has been monitoring electronic payment trends for several years, for its potential impact on coinage trends and overall demand.  It is piloting “MintChip” in 2012 which will enable users to carry their MintChip with them (via a chip in their device) or store it in a virtual account (cloud) and access it remotely for in-store purchases.

Canada Value Proposition

The list below is representative of Canadian companies with innovative technology solutions to enable mobile banking, commerce and payments.

Search and Advertising
 poynt Calgary, AB Leveraging intelligence from searches and interactions through their app, Poynt is a leader in the mobile ad publishing space to deliver targeted relevant ads and offers from retailers wanting to capture the consumer at the purchase decision point. 
 snapsort

 Waterloo, ON 

Snapsort has developed product recommendation technology that provides instant and personalized camera recommendations unavailable anywhere else.  The successful platform compares, reviews, summarizes and educates about cameras in one place.  In November 2011, Snapsort raised funds to expand product recommendation technology to 20 other verticals.
Retail
 shopify

 Ottawa, ON

Shopify is a powerful solution to run an online store and sell goods online. Stores powered by Shopify include a professionally designed storefront, unlimited web hosting, a secure shopping cart, a customizable domain name, and more. For the past 2 years, Shopify has been one of the fastest growing companies in Canada, now with over 20,000 customers in 80 countries.
Sales and Customer Support
 goinstant Halifax, NS GoInstant is “assisted sale” software that allows a customer and sales agents to navigate the pages on a website simultaneously without the need of downloads or plug-ins.  Their unique technology unleashes new business opportunities to improve customer support and enhance sales on the web.
Security
 securekey

 Toronto, ON

Recognized as one of the top Canadian up-and-comers, SecureKey  is developing middleware for performing Near Field Communication (NFC) in a secure way.  SecureKey technology enables plastic cards to be virtualized into mobile phones and PCs without sacrificing security. They have trials underway with VISA and some of the largest financial and government agencies in the world.
Point of Sale
 hyperwallet

Vancouver, BC 

Hyperwallet provides online and mobile payments, cross-border payments, prepaid card payments and financial technology solutions to enterprise-level organizations across 4 continents.  Furthermore, their platform supports cross-channel, cross-border, multi-currency and multi-language deployments in a single infrastructure.
 payfirma Vancouver, BC Payfirma is a leading innovator of mobile and payment technology, being the first to commercialize a mobile point of sale with a credit card reader.  They offer a full range of traditional point-of-sale solutions, eCommerce capabilities such as hosted checkout and recurring billing, and at the forefront, a mobile payment suite.  The mobile solution is being rapidly adopted by businesses that typically have yet to accept credit cards, such as musicians, artists, plumbers, and service oriented companies. Payfirma processes more than $1 million per day across its merchants accepting credit cards through mobile, eCommerce and in-store payment solutions.

Blog Post | It’s all about the data in Generation-M

Big DataI recently attended the Retail Solution Providers Association Convention in in Las Vegas, otherwise known as RetailNOW. The event featured a bevy of new retail point of sale solutions. I don’t think it’s an overstatement to say that the words “iPad” and “smartphone” were uttered more often than the term “POS.” Everyone seemed to be trying to figure out how to integrate and deploy these new concepts and solutions while adjusting their existing business model to make it fit.

I had lunch one afternoon with an older gentleman who got started in the business selling mechanical cash registers. That’s right: no circuits, microprocessors or digital displays; the machines he sold functioned using gears, levers and switches. “They only produced a single total,” he proclaimed. In contrast, the gentleman sitting on my other side was the CEO of a well-known retail touchscreen POS system.

The entire industry that produces POS hardware and software seemed to be there along with all the other businesses that contribute to and support the industry. The show floor itself was a microcosm of the history of point of sale systems. In a single row were vendors for ribbons and carbon paper, with the next booth over being a software house with an iPad POS app which utilized a battery-powered Bluetooth printer for receipts. It seemed the market is in the midst of great change, which is coming at them a little faster than the industry seemed to like…

Some of the panel discussions went beyond sound bites and took a deeper dive than usual examining developing mobile technologies and the impact that they will have in the days and years to come. I found the technology vision panel discussion extremely interesting and insightful. One of the panelists for the session was Erik Vlugt of VeriFone. I had attended his individual afternoon session on the previous day that dealt with NFC solutions for retail.

It was his session that brought awareness to a subject that I believe will be greatly discussed moving forward: will payment data be worth more than payment fees?

The question itself indicates that the answer is not yet. However, I see many of these new alternative POS providers being more concerned with information that surrounds the sale rather than the information that completes the sale.

And they should. According to IBM, at the present, 2.5 quintillion (2.5×1018) bytes of data are created every single day. None of this type of information was able to be gathered by the mechanical cash registers, sold in the days of yore.

From a merchant perspective, customer preferences – sizes, colors, flavors, dates, selections, location, and much more – can now be captured and recorded, allowing a continuing, gradual profile of the customer to be aggregated and built.

And why does that matter? So merchants can market to their customers using a number of different methodologies: online, e-mail, text messages, direct mail, in-store experiences and more. This collection of information, often referred to now as “Big Data,” is highly desirable – and it’s only growing. One recent report inScience estimated that since the 1980s, the technological per-capita capacity to store information has doubled every 40 months! There’s no reason to believe that trend won’t continue.

As you can well imagine, all this data is being amassed and will be used against you – or in your favor, depending on who you’re talking to. As my colleague analyst David Schropfer pointed out, in the near future transaction processing will become commoditized, much in the same way that VoIP commoditized the international long distance minute. We’re already starting to see signs of this as transaction companies look to eliminate interchange and replace that income from loyalty and reward services.

Rest assured that consumer data, combined with mobile advertising, “right now” offers, NFC and other immediate opportunities, will make payment data worth more than payment fees in Generation-M!

 

Media Partner | Transaction World Magazine

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About Transaction World Magazine

June Cover

Transaction World Magazine is a full-color monthly publication serving the electronic payments industry. Our current monthly circulation is over 20,000  individuals and our online magazine receives over 100,000 views a month.

Editorial content is designed to inform and highlight topics of particular interest to the payments executive and sales team.  In our 12th year of publishing,  Transaction World brings you cutting-edge editorial about new products, trends, legislation, marketing, investment and risk management,  Transaction World gives you all the latest every month.

Please visit our website at www.transactionworldmagazine.com to read our latest issue, view upcoming conferences, enroll in a complimentary subscription or to email our Editor, Cynthia Bailey.

Advertise your products and services in Transaction World Magazine, download our media kit here

 

AUGUST 2012

 

cover art

 

Spending Trends :: Silvio Tavares

Could Your Phone Replace Your Bank? :: Harold Montgomery

After the Compromise: Incident Response Plans and Mitgating the Damage :: Heather Mark

The Impact of the Fortress Mentality and Today’s Compliance Strategies :: Chris Mark

Industry “Insiders” Open Up About the Mobile Wallet :: Dorothea Bozicolona-Volpe

The Changing Landscape of Unused Gift Cards :: Bill Hardekopf

Credit Card Reform the Morning After: Good for the Consumer? Good for Commerce? :: Jim Romeo

The Joys and Jabs of Merchant Services :: Mark Dunn

5 Keys to Developing a Successful Social Media Strategy :: Bette Price

Could Intuition Be Your Competitive Edge? :: Marc Beauchamp

 

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Media Partner | The Paypers

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About The Paypers

The Paypers (www.thepaypers.com) is the leading independent source of news and analysis for professionals in the global payments industry. Our products are created by payment professionals and cover all significant developments in financial transactions, with a special focus on online payments, online banking, mobile payments, e-invoicing, e-identity and SEPA.

The Paypers targets a very specific readership: the global payments professional. Payments professionals including analysts, CEOs, CFOs, treasurers, business managers, consultants, product managers, business development managers, sales and marketing professionals in over 120 countries already stay up to speed by reading news and analysis by The Paypers.

For more information contact us at info@thepaypers.com.

Mobile Payments Market Guide 2012 – Insights in the global mobile financial services ecosystem

Research Type: Overview
Published: 17 Apr 2012
Pages: 138
File Type: PDF
Size: 9833kb
Analysts: Gaza Monica
Geographic Scope:    World
Editions: Mobile Payments
Topics: ClientCompanyMarketOnline-Payments,ProductServices
Companies: The Paypers Mobey Forum Efma SIMalliance Smart Payment Association

 

The Paypers proudly presents The Mobile Payments Market Guide 2012, a comprehensive overview of the global m-payments market, mapping out on-going initiatives, success stories and industry players, be they MNOs, banks, technology providers, phone manufacturers and payment processors.

The Mobile Payments Market Guide 2012 provides an in-depth look at the global mobile financial services ecosystem, combining insight from key stakeholders and top-level industry thought leaders with a comprehensive overview of market players.

Our partners in putting together the guide are powerful industry organizations: Mobey Forum, the bank-led association defining a sustainable and prosperous mobile financial services ecosystem; Efma, a not-for-profit association specializing in retail financial marketing with over 3,000 brands in 130 countries as active members; SIMalliance, the non-profit trade association dedicated to supporting the creation, deployment and management of secure mobile services across the globe; Smart Payment Association, which represents around 87% of the smart payment cards market and whose members have delivered more than 798 million smart payment cards in 2010; and Innopay, a leading consultancy firm specializing in online and mobile payment development.

The guide lists over 280 profiles of companies in the mobile financial services ecosystem and features both thought leadership articles and actual business cases providing information as well as food for thought.

The Mobile Payments Market Guide 2012 aims to provide an arena where voices from all across the industry – regulators, technology companies, banks, payments processors and consumers – can expose their vision, discuss issues such as security, business models and revenue opportunities, and argue the case for what they consider to be the way forward in mobile financial services.

Media Partner | The Nilson Report

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Join top executives in 89 countries who have come to rely on The Nilson Report’s unparalleled experience in delivering first-hand intelligence on the payments industry.

Our twelve-page newsletter, published 23 times a year, provides readers worldwide with

• Statistics available from no other source
• Tightly edited articles that deliver a maximum amount of data in a minimum amount of time

Every article includes

• The names, phone numbers, and email addresses of key executives

You’ll also appreciate

• No advertising
• No articles written by vendors or part-time stringers

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The Nilson Report is guaranteed to increase your understanding of the payment systems industry. Our readers receive the best benefit any trade journal can deliver — an unsurpassed level of usefulness.

You will see us quoted and interviewed in The Wall Street Journal, The Economist, Financial Times, The New York Times, Bloomberg Business Week, Fortune, TIME, Forbes.com, CBS MarketWatchABC News, Credit Suisse Securities, J.P. Morgan Worldwide Securities, Moody’s Investors Service, Investor’s Business Daily, American Banker, The Hill, Financial Times Deutschland, Finanz und Wirtschaft, Focus-Money, ConsumerReports.com, Far Eastern Economic Review, ForbesMiddleEast.com, Organization for Economic Co-Operation and Development, Reuters, Barron’s, La Vanguardia, CincoDías, Nihon Keizai Shimbun, Yomiuri Shimbun, Kinyu-Zaisei-Jijou, Japan Research Institute, Latin Trade Magazine, Revista Summa, La Tribune, La Vanguardia, Caijing Magazine, Business & Economy of India, Jeune Afrique L’intelligent, International Herald Tribune, Canada’s National Post, Rheinischer Merkur, Handelsblat Business Daily, Smart Insights, BankRate.com, RiskCenter, Pymnts.com, ATM Marketplace, Cards International, Payments Cards & Mobile, Business Insider, International Business Times, BJ Youth Daily, Plus Journal, breakingviews.com, Associated Press, Washington Post, Seattle Times, Atlanta Journal Constitution, Boston Globe, Denver Post, Chicago Sun-Times, Chicago Tribune, Los Angeles Times, Arizona Republic, San Francisco Chronicle, San Jose Mercury News, Brandweek, Marketing Daily, USA Today, eWeek, Business to Business Magazine, TheStreet.com, Lundberg Survey, Practical eCommerce, PCMagazine, Baseline, CIOInsight, Storefront Backtalk, in Wall Street analysts’ reports, on the BBC World ServiceBloomberg Radio, CNBC, NHK (Japan Broadcasting Corp.), CNN International, and National Public Radio, and in various government-agency publications.

___________________________

Cover 2012The fourth edition of our report on the largest issuers of payment card issuers and merchant acquirers worldwide is now available.

Who are the Largest Issuers of Payment Cards Worldwide?

The fourth edition has been expanded to 80 pages. The report names over 854 financial institutions in 114 countries grouped by region – Asia/Pacific, Canada, Europe, Latin America, United States, and Middle East/Africa.
ed by region:

MORE INFORMATION  > > > >

 

Own this key information:
• The largest issuers in Asia/Pacific, Canada, Europe, Latin America, United States, Middle East/Africa
• Credit vs. Debit cards listed separately
• Top 100 credit card portfolios
• Maestro issuers worldwide
• Top acquirers in the United States, Europe, Asia/Pacific, Latin America, and Middle East/Africa
• Pie Charts Showing Market Shares of Purchase Volume by Brand for each Region
• 56 Detailed tables and charts

Media Partner | Loyalty Payments

Mobile Loyalty Payments

Mobile Loyalty Payments is a mobile commerce news space. We are bunch of mobility enthusiasts who are crazy and excited about mobile, mobile loyalty, mobile payments, mobile location-based services, mobile commerce & mobile search.

Going forward we look forward to start a strategy and advisory practice, which leverages our expertise and trusted relationships across the mobile money services value chain including Retail merchants, MNO’s, Banks, Trusted Service Managers and Credit/Debit card issuers, to deliver a full spectrum of services from business & product strategy, market research, product development to delivery.

We would bring our analytical, strategic and operational strengths in the mobile commerce and payments sector to augment our client’s capabilities in building customer centric mobile payment solutions that go beyond the payment experience.

For more information visit our website at www.loyaltypayments.com

Feel Free to get in touch for:

  1. Advertising Inquiry
  2. If you would like to Contribute for certain specific topic
  3. To know more
  4. Any others queries :-)

Email: contact at loyaltypayments dot com

Media Partner | Payment Eye

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Intro imagePaymentEye is the foremost global news intelligence and analysis tool for a network of professionals involved in the payments sector worldwide, from innovative start-ups and clearing banks to merchant PoS innovators and mobile solutions companies.

Since the modern industry works on the free flow of information, we bring together the latest editorial insight with the broadest and most intelligent content to allow everyone to keep ahead of where the sector is going – all at no cost to the end reader.

PaymentEye is one of a new portfolio of Blenheim Chalcot Media websites, powered by StrategyEye PUBLISHER platform, aimed to provide critical, real-time intelligence on the payment industry.

 

about us

For Industry Executives

  • Subscribe to our daily newsletter and receive intelligence on key industry developments
  • Track the latest VC, M&A and partnership deals, product launches and industry insights
  • Our sophisticated vertical intelligence engine monitors global payment news ensuring that headlines from all corners of the globe are captured for your consideration

For Solution Providers

  • Personalise your company profile and connect with our highly focused audience
  • Raise awareness of your products and services
  • Engage and communicate with our readership by publishing white papers
  • Advertise on the site or feature in our daily newsletter

For Major Corporations

  • Keep an eye on industry trends and developments
  • Track your competition, their ideas and innovations
  • Stay informed of new players, products, services and technologies influencing the market
  • Identify the latest acquisitions and partnerships and how they affect your business
  • Publish white papers and tell people about your market perspectives

Contact Us

For editorial or white-paper editorial@paymenteye.com

For sponsorship or advertising enquiries advertising@paymenteye.com

General enquiries info@paymenteye.com

One Broadway
Hammersmith
London
United Kingdom
W6 9DL

Marketing Partner | National Unlimited

National Unlimited

Introducing National Unlimited

Distributor of mobile phones and data devices with extensive knowledge experience in GSM, CDMA, and 3G devices. Our services include product sourcing, development, fulfillment, software provisioning, homologation support, customizing, and reverse logistics.

Providing excellent service and on time deliveries of quality products, including procurement and service needs. We believe in creating cost-effective solutions to fit the customer’s needs and in doing so earning our client’s business and confidence. National Unlimited is not looking to be just a vendor but a valued partner. The success of our client is genuine and what’s most important to us.

We not only deal with wireless airtime, but with wholesale of handsets and accessories, priding ourselves on customer experience to ensure we are your one stop shop of all things prepaid.

Save time, let us take care of things for you. No need to stress over separate shipping of orders, or whether or not the phone works. All our handsets are backed by a 180 day warranty, so you know we mean business.

National Unlimited Services Include:

  • We Source Factory Sealed HandsetsHandset Fulfillment
  • 3G USB Modems, Routers and Data Cards
  • Software & Packaging Customization
  • Branding & De-branding
  • Distribution
  • Homologation Support
  • Sourcing
  • Software Provisioning
  • Warehousing
  • Out of Warranty Repairs
  • Handset Replacement Programs
  • New & Refurbished Handsets
  • Warranty Programs
Point Of Sale Activation (POSA)

The majority of prepaid wireless sales rely on hard cards to be in stock. Having to purchase minimums of denominations, it’s no wonder it gets harder to make a profit with the less popular denominations sitting on a shelf. Why invest in cards that don’t move, taking up valuable capital and space? Is it wise to pay for product that may or may not sell? We have a solution to this problem, eliminate hard cards altogether. Our POSA system allows you to pay for only what you sell. No stock needed!

Our competitive rates are appealing and worth switching for, our portfolio includes:

  • Prepaid Wireless Airtime
  • International Long Distance
  • Direct Top UpPoint Of Sale Activation
  • Store Value Cards
  • Bill Payments
  • Prepaid Debit Cards
  • Loyalty Program
  • Merchant Services
  • Sidelines POSA
  • Terminal & PC Solutions
  • Account Access
  • Support ISO, Distributors & Merchants
  • MVNO/Carriers
  • Unlimited Calling, Texting and Data Plans
  • Copies of coverage maps for MVNOs
  • CDMA Networks (2 networks)
  • Unlimited Rate Plans Starting at $39.95 per month
  • Sidelines Carriers
  • Discounted International Calling

For more information please visit our website: www.nationalunlimited.com

Media Partner | Mobile Payments Today

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About Mobile Payments Today

MobilePaymentsToday.com is an information resource focusing on mobile payments projects and technology.

We cover topics like banking, retail, restaurants, remittance, apps, online gaming and mobile POS.

Our content helps organizations realize the cost savings and operational benefits promised by mobile payments.

We provide blogs, news, videos, white papers, webinars, supplier listings, research, product reviews, and event information.

Social Mobile Payments | Conference & Exhibition is pleased to welcome Editor James Wester to the event. James will be the moderator of the Extraordinary Experts Forum an “event within an event”, taking place April 11-12, 2012 at the World Center Marriott Resort & Convention Center.

The Extraordinary Experts Forum provides an indispensable opportunity for professionals across the mobile ecosystem to gain important and timely insights, practical knowledge & innovative solutions from experts at the forefront of social, mobile and payments. Don’t miss this interesting and insightful session, register today to secure your place at the Social Mobile Payments event.

Editor’s Bio

James Wester is a technology writer and blogger with over 15 years of experience in marketing and communications in the technology and payments sectors. Prior to joining MobilePaymentsToday.com as editor he worked as Director of Corporate Communications for Chase Paymentech and ran payment operations for AOL. James has a BA in English from Drury University in Springfield, MO and an MS in IT Management from the University of Virginia.

About Networld Alliance 

Mobile Payments Today is a division of Networld Alliance a leading business-to-business media communications company that provides news and information on a variety of industries. Founded in 2000, NetWorld Alliance web information portals are used throughout the world and cover the self-service, digital signage, mobile, retail, food service and church industries via Media, Associations and Events.